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Monica's Weekly Money Moves  - July 14th, 2026

by Monica Garcia Duggal
Jul 14, 2026
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A dose of clarity, confidence, and practical wealth-building — every week.

👋 Monica’s Note

Artificial Intelligence is evolving incredibly fast.

Just a few months ago, most people were using AI tools like ChatGPT to write emails, brainstorm ideas, or plan vacations.

Today, it can do so much more—including helping you organize your finances, analyze spending patterns, build budgets, and for many users, even work with connected financial account data.

That's exciting.

But it also raises an important question:

How do you use AI wisely when it comes to your money?

Here's my perspective:

AI is an incredible tool.

It can help you organize information, identify patterns, create plans, and save hours of time.

But it shouldn't replace your judgment.

It doesn't know your personal values.

It doesn't know your family's priorities.

It doesn't know what financial success looks like for you.

Those decisions will always belong to you.

That's exactly why I created my upcoming workshop, ChatGPT for Money: Use AI to Budget, Save & Build Wealth.

My goal isn't simply to teach you ChatGPT.

My goal is to help you use AI with confidence—to simplify your financial life, make more informed decisions, and build practical systems you can actually use long after the workshop ends.


🎟️ Subscriber Exclusive

As a thank you for being part of Monica's Weekly Money Moves, I'd love to offer you an exclusive $25 savings on your workshop ticket.

Use code: MGDVIP25

📅 Saturday, August 1 • 1:30 PM
📍 Culver City, California

👉 Register through Eventbrite and enter code MGDVIP25 at checkout.

Register at Eventbrite 

 

💰 The Money Focus

🎯 BITES Theme

Using Better Tools to Make Better Decisions

This Week's Lens

AI works best when it helps you organize information—not when it replaces your thinking.

Here are five things I would never let AI decide for me:

✅ Whether I can truly afford a major purchase.

✅ How much investment risk is right for my family.

✅ Whether a financial decision aligns with my personal values.

✅ Which financial goals matter most to me.

✅ Whether something is worth sacrificing my peace of mind.

Those decisions require something AI doesn't have:

You.

Where AI shines is helping you prepare, organize, compare options, and think through decisions more clearly.

🧭 Ask Yourself

  • What financial decision am I currently overthinking?
  • Could AI help me organize my options before I decide?
  • How could better information help me feel more confident?

👉 During ChatGPT for Money, I'll show you practical ways to use AI as a thinking partner—without giving away your decision-making power.

🔁 The Wealth Habit

This week, try asking ChatGPT:

"Help me create a list of questions I should consider before making a major financial decision."

Notice the difference.

You're asking AI to improve your thinking—not replace it.

That simple shift makes all the difference.

📌 In Case You Missed It

🎙️ New Live Workshop — 

ChatGPT for Money: Use AI to Budget, Save & Build Wealth

📅 Saturday, August 1, 130PM

📍 Culver City, California

💛 Newsletter Subscriber Discount
Save $25 with code: MGDVIP25

Register through Eventbrite and enter your code at checkout.

Registration is now open through Eventbrite [Reserve Your Seat]

📘 Grab Your Free BITES Blueprint — [Download Link]

 

💬 Final Word

Technology will continue to evolve.

But wisdom, values, and good judgment will always be your greatest financial assets.

My hope is that you'll leave the workshop with something much bigger than a list of AI prompts.

I want you to leave feeling more confident about the decisions only you can make—and equipped with practical AI tools that help you make them.

I'd love to see you on August 1.

👉 Follow on Instagram | Reserve your Seat

 Book a Call

 

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Monica’s Weekly Money Moves

Weekly insights from Monica Garcia Duggal to help individuals, entrepreneurs, and leaders build wealth with clarity. Each edition of Monica’s Weekly Money Moves blends personal and business finance strategies using Monica’s signature BITES™ framework—covering Business Budgeting, Investing, Taxes, Exit Strategy, and SOPs. Whether you're managing your household or scaling a company, you'll gain the tools to make confident money decisions, create systems that support growth, and live well.
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